Over the five-year period, the top 75 percent of the loans ranked byVantageScore performed consistently better than the top 75 percent ranked by thebenchmark score, according to VantageScore officials, and the bottom 25 percentranked by VantageScore had a consistently higher delinquency rate than thoseranked by the benchmark score. "Given the results outlined in this study of strong predictiveness and improvedprofitability, the mortgage industry should examine the scores currently usedwithin their environments to determine if improvements can be gained," Burnssaid. ABOUT VANTAGESCORE SOLUTIONS, LLCStamford, Conn.-based VantageScore Solutions, LLC () is anindependently managed company that holds the intellectual property rights toVantageScore-a new generic scoring model introduced in March 2006. Created byAmericas three major credit reporting companies (CRCs) - Equifax, Experian andTransUnion-VantageScores highly predictive model uses an innovative,patent-pending scoring methodology to provide lenders with a consistentinterpretation of consumer credit files across all three major credit reportingcompanies (CRCs) and the ability to score more people VantageScore Solutions, LLCWayne E. Travers Jr., Copyright Business Wire 2009. LONDON(Business Wire)Rio Tinto announces that Jim Leng will be appointed as Chairman of the Boardswith effect from the conclusion of the Annual General Meeting of Rio TintoLimited on 20 April 2009. Rio Tintos current Chairman, Paul Skinner, has today notified the Boards of hispreference to retire from the Boards at the conclusion of the AGM on 20 April2009. 
Mr Lengsprevious roles include Chief Executive of Laporte plc and Chief Executive of Lowand Bonar plc. Mr Leng said "I am absolutely delighted to be joining Rio Tinto and taking upthe Chairmanship Rio Tinto has a superb set of assets and strong prospects. Ilook forward to working closely with Chief Executive Tom Albanese and his teamas we steer the company through the challenges of the current economic climateand beyond." Mr Andrew Gould, Senior Independent Director, Rio Tinto, said, "As indicatedlast October, the Rio Tinto Boards, through the Nominations Committee, haveundertaken a thorough process to identify a successor to Paul Skinner. Jim Lengbrings to Rio Tinto extensive industrial company experience and is a seasonedBoard room operator. He is ably qualified to lead Rio Tinto into the next phaseof its development. On behalf of the Board, I would like to thank Paul Skinnerfor his excellent leadership of the Boards for the last five years andsignificant contribution during his tenure." Paul Skinner, Chairman, Rio Tinto said "After the termination of the BHPBilliton pre-conditional Offers for the Group, and the identification of awell-qualified successor, now is a good time for me to announce my decision tostand down at the AGMs this year.

Rio Tinto is an exciting and challengingcompany to lead, and I am very pleased that we have found someone of Jimscalibre to take over from me as Chairman." Biographical details - Jim LengJim Leng is Chairman of Tata Steel Europe Limited and Deputy Chairman of TataSteel of India, following the Corus takeover by Tata in April 2007. He ischairman of Doncasters Group Ltd, an international specialist engineeringcompany. He is also non-executive director of Alstom SA where he chairs theNominations and Remuneration committees, a Senior Adviser of HSBC and a memberof their European Advisory Council and chairman of the European Advisory Boardof AEA, a New York based Private Equity Partnership. Past directorships includeHanson PLC, where he was the senior independent director, Pilkington plc and IMIplc. In an executive capacity, he was CEO of Laporte plc, an internationalspeciality chemical company, from 1995 until June 2001 and prior to joiningLaporte he was the CEO of Low & Bonar plc. His early business years were spentat John Waddington where he ran a number of their subsidiary companies.
Rio Tinto's business is finding, mining, and processing mineral resources. Majorproducts are aluminium, copper, diamonds, energy (coal and uranium), gold,industrial minerals (borax, titanium dioxide, salt, talc) and iron ore.Activities span the world but are strongly represented in Australia and NorthAmerica with significant businesses in South America, Asia, Europe and southernAfrica. High resolution photographs available at: Tinto plcMedia Relations, LondonChristina Mills, 44 (0) 20 7781 1154Mobile: 44 (0) 7825 275 605orNick Cobban, 44 (0) 20 7781 1138Mobile: 44 (0) 7920 041 003orMedia Relations, AmericasTony Shaffer, 1 202 393 0266Mobile: 1 202 256 3667orInvestor Relations, LondonNigel Jones, 44 (0) 20 7781 2049Mobile: 44 (0) 7917 227365orDavid Ovington, 44 (0) 20 7781 2051Mobile: 44 (0) 7920 010 978orInvestor Relations, North AmericaJason Combes, 1 801 204 2919Mobile: 1 801 558 2645orMedia Relations, AustraliaAmanda Buckley, 61 (0) 3 9283 3627Mobile: 61 (0) 419 801 349orIan Head, 61 (0) 3 9283 3620Mobile: 61 (0) 408 360 101orInvestor Relations, AustraliaDave Skinner, 61 (0) 3 9283 3628Mobile: 61 (0) 408 335 309orSimon Ellinor, 61 (0) 7 3867 1607Mobile: 61 (0) 439 102 811orEmail: Website: Business Wire 2009. OTTAWA, ONTARIO, CANADA, Jan 14 (MARKET WIRE) GO Travel Direct, Canada's leading direct-sell tour operator announcesthe addition of low-cost, scheduled transatlantic air service to theirtravel product line. Beginning this summer, consumers in Winnipeg, St.Johns, Toronto, Halifax and Montreal can fly to Europe direct non-stopwith GO Travel Direct aboard air carrier Finnair, one of the world'slongest operating schedule airlines.This past December Canada and the European Union reached an agreement toderegulate trans-Atlantic air travel, removing restrictions on flightsbetween the two regions. The treaty allows European airlines fly toCanada from any airport in the EU, invest in Canada's airlines "freely"and establish operations in Canada.
